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| Expenses related to buying a home are one-time costs, while others are continuing costs. Your largest cost at the • Property or Land Transfer Tax • Adjustments (reimbursed to the vendor) • Interest • Property Taxes • Utility Payments • Strata or Condominium Fees • Estoppel certificate fee • Survey Fee • Home Inspection Fee • Water quality and quantity certificate (if applicable) • Appraisal Fee • Mortgage broker's fee (if applicable) • Mortgage Loan Insurance Premium (if only 5% down) • Mortgage Loan Insurance Application Fee (if only 5% down) • Moving Expenses • Service and Utility Hook-up Fees • Property/Condominium Insurance • Mortgage Application Fee • Mortgage Registration Fee Additionally, once you have purchased your home, you will incur regular expenses on a monthly, quarterly or yearly basis. Some of these costs include: • Mortgage Payment • Water and/or Sewer Payments • Electricity and Gas Services • Cable and Telephone Services • Property Taxes • Strata or Condo Fees • Renovations and repairs • Furniture, paint, carpeting, window coverings, etc. • Repair/maintenance Expenses • Homeowner's Insurance |
| this as accurately as possible. For Sellers: We are able to provide a comprehensive market analysis for you on your home's value at no obligation. This is important in a very sensitive market, in order to preclude pricing too high and discouraging potential buyers, yet pricing too low and you be doing yourself a disservice. For Buyers: No one wants to overpay for their investment, yet being current as to the market ensures that you aren't making several unsuccessful offers. 2. A Realtor can advise you on home repairs and maintenance to maximize your investment price. We can tell you what works from our experience in the market. 3. A Realtor has access to the Multiple Listing Service (MLS), a substantial database of properties that all Realtors have access to. Through the MLS, your properties are also listed on the RealtyLink public access website, RealtyLink In Print newspapers and on daily hotsheets distributed to Realtors. We pride ourselves in using these tools to keep you up to date daily on any new information having a bearing on your investment goals. 4. When you use a Realtor to sell your home, you're enlisting the services of a marketing professional. We already have in place a proven marketing plan that will advertise the listing of your home to the general public, neighbours, their clients, their professional contacts and, most importantly, qualified buyers. 5. We deal with the scheduling of appointments, the showings of your home or of the one you may wish to buy, as well as the all-important follow-up calls with persons key to your accomplishments. We are experienced negotiators who will liaise with buyers or sellers and their agents on your behalf to get you the , the best terms and close the deal. 6. A Realtor has a full understanding of the legal contracts and obligations involved with selling or buying your home and will advise you on your rights and responsibilities. Our professional knowledge can be indispensable in putting together a successful deal and helping you realize your real estate investment goals. 7. A Realtor can suggest other professionals such as lawyers, notaries public and home inspectors to make sure your home transaction completes as smoothly as possible. |
| "Communication is the lifeline of every endeavour" |
| Earl Huff Century 21 - Prudential Realty 604-315-1166 |
| Danielle Huff Amex - Broadway West Realty 604-802-0750 |